Federal deductions · Updated for 2026 & 2027

Standard Deduction 2026 & 2027

The federal standard deduction for 2026 and 2027 for every filing status, the extra amount for age 65 and blindness, and the new $6,000 senior deduction — with a calculator for your own total.

Updated Nov 11, 2026Figures from the IRS Rev. Proc. 2025-32 and 2026-35How we calculate

Deduction calculator2026 & 2027 rates
Tax year
Filing status

Your standard deduction

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    Standard deduction amounts

    Filing status20262027
    Single$16,100$16,600
    Married filing jointly$32,200$33,200
    Head of household$24,150$24,925
    Married filing separately$16,100$16,600
    Extra per box (65+ or blind), married$1,650$1,700
    Extra per box (65+ or blind), unmarried$2,050$2,100

    Sources: IRS Rev. Proc. 2025-32 (2026) and IRS Rev. Proc. 2026-35 (2027).

    How the standard deduction works

    The standard deduction is a flat amount subtracted from your income before the tax brackets apply. You take it unless your itemized deductions — mortgage interest, state and local taxes, charitable gifts and so on — add up to more. Most households take the standard deduction.

    Extra deductions for 65+ and blindness

    Each “box” adds to the standard deduction: one for being 65 or older and one for being blind, for you and (on a joint return) your spouse. In 2026 each box is worth $1,650 for married filers and $2,050 for single or head-of-household filers.

    On top of that, for 2025–2028, people 65 and older can take a separate senior deduction of up to $6,000 each. It falls by 6% of income above $75,000 ($150,000 joint), is available whether or not you itemize, and requires a joint return if you are married. The senior deduction calculator works out your amount.

    Standard deduction for dependents

    If someone can claim you as a dependent, your 2026 standard deduction is limited to the greater of $1,350 or your earned income plus $450, but never more than the normal amount for your filing status.

    Frequently asked questions

    What is the standard deduction for 2026?
    $16,100 for single filers and married filing separately, $32,200 for married filing jointly and $24,150 for heads of household.
    What is the standard deduction for 2027?
    $16,600 for single filers and married filing separately, $33,200 for married filing jointly and $24,925 for heads of household.
    How much is the extra standard deduction for seniors in 2026?
    $2,050 if you are single or head of household, $1,650 per person if married — plus the separate senior deduction of up to $6,000 through 2028.
    Who qualifies for the extra $6,000 senior deduction?
    Anyone 65 or older by the end of the tax year, for 2025–2028. Each spouse 65+ on a joint return gets one. It shrinks by 6% of income above $75,000 ($150,000 joint), and married couples must file jointly.
    Can I take the standard deduction and the overtime or tips deduction?
    Yes. The overtime, tips and senior deductions are claimed in addition to the standard deduction.