Paycheck Calculator by State

Calculators by state

Each state page explains the rules that change take-home pay there — state income tax, payroll taxes such as disability insurance, and whether the state follows the new federal overtime and tips deductions.

• AlaskaNo income tax · 0.5% unemployment insurance
• CaliforniaIncome tax + SDI
• FloridaNo state income tax
• IllinoisFlat 4.95% income tax
• Missouri2%–4.7% income tax
• NevadaNo state income tax
• New HampshireNo state income tax
• New York3.9%–10.9% · NYC and Yonkers taxes · SDI and PFL
• North CarolinaFlat 3.99% income tax
• Ohio2.75% over $26,050 · city income taxes
• Oregon4.75%–9.9% · federal tax subtraction · Portland-area taxes
• PennsylvaniaFlat 3.07% · 401(k) taxed · local wage taxes
• South DakotaNo state income tax
• TennesseeNo state income tax
• TexasNo state income tax
• UtahFlat 4.45% income tax
• Virginia2%–5.75% income tax
• WashingtonNo income tax · Paid Leave + WA Cares
• WyomingNo state income tax

More states are being added each week. The changelog lists every addition and data update.

What comes out of a paycheck

1. Gross paySalary, hourly wages, overtime and tips
2. Pre-tax benefits401(k), health premiums, HSA
3. TaxesFederal, Social Security, Medicare, state
4. Take-home payWhat lands in your bank account

Four kinds of deductions come out of most US paychecks:

• Federal income tax — based on your wages after pre-tax benefits and the standard deduction, taxed through the federal brackets.
• FICA — Social Security and Medicare, a flat percentage of wages.
• State and local taxes — from zero in states like Texas and Florida to several percent in California.
• Benefits you choose — 401(k), health insurance and HSA contributions, most of them before tax.

How this calculator works

The calculator estimates your tax for the full year from the official rates, then divides by your number of paychecks. Payroll systems use withholding tables that approximate the same annual tax, so a real paycheck is usually within a few dollars. Everything runs in your browser: nothing you type is sent anywhere. Tap any tax in the breakdown to see the calculation and its source, or read the full method and sources.

Overtime and tips

For 2025–2028, qualified overtime premiums and tips can be deducted from federal taxable income. Switch to Hourly to add overtime hours, or enter your yearly tips — the federal line reflects the deduction and the state line shows whether your state follows it. For the details, use the overtime and tips calculators.