How your Missouri paycheck is calculated
Every $100 you earn in Missouri
- Take-home pay$79
- Federal income tax$10
- Social Security & Medicare$8
- State income tax$3
$75,000 salary, single filer, 2026.
A Missouri paycheck has four tax lines — federal income tax, Social Security, Medicare and Missouri income tax — plus a fifth if you live or work in Kansas City or the City of St. Louis. The calculator works out a full year of each from the 2026 rules and divides by your number of paychecks; tap any line to see the arithmetic and the official source.
Missouri starts from your federal adjusted gross income, so 401(k) contributions, pre-tax health premiums and HSA contributions lower your Missouri tax too. It then subtracts the same standard deduction you take on your federal return, part of the federal income tax you owe, and — for heads of household — another $1,400. What is left is taxed on a short ladder of rates that tops out at 4.7% above just $9,436.
Missouri take-home pay at common salaries
The table runs the calculator for a single filer with no pre-tax deductions in 2026. The chart shows how the share you keep changes as pay rises.
| Salary | Take-home per year | Every two weeks | Total tax rate |
|---|---|---|---|
| $30,000 | $25,829 | $993 | 13.9% |
| $40,000 | $33,408 | $1,285 | 16.5% |
| $50,000 | $40,987 | $1,576 | 18.0% |
| $60,000 | $48,543 | $1,867 | 19.1% |
| $75,000 | $59,059 | $2,271 | 21.3% |
| $100,000 | $75,510 | $2,904 | 24.5% |
| $125,000 | $91,810 | $3,531 | 26.6% |
| $150,000 | $107,678 | $4,141 | 28.2% |
| $200,000 | $140,464 | $5,402 | 29.8% |
| $250,000 | $172,369 | $6,630 | 31.1% |
Your numbers will differ if you contribute to a 401(k), pay health premiums, file jointly or have children — enter them in the calculator above.
Take-home on a $75,000 salary by state
Reading your Missouri pay stub
Payroll software rarely uses the same names as tax law. Here is how the lines in the breakdown above usually appear on a Missouri pay stub, using a $75,000 salary paid every two weeks.
Missouri lets you deduct part of your federal tax
Missouri is one of the few states that lets you subtract federal income tax from your state income. The share depends on your Missouri adjusted gross income: 35% up to $25,000, 25% up to $50,000, 15% up to $100,000, 5% up to $125,000, 0% above $125,000. The deduction is capped at $5,000 for one person and $10,000 on a combined return.
For most workers it is worth a few hundred dollars of income, not thousands. A single filer earning $60,000 in 2026 owes about $5,020 in federal tax, so Missouri lets them deduct 15% of it — $753 — which saves about $35 of Missouri tax. Because the percentage steps down at $25,000, $50,000, $100,000 and $125,000, a raise that crosses one of those lines can trim the deduction. Above $125,000 it disappears entirely.
Kansas City and St. Louis earnings tax
Two Missouri cities tax wages: Kansas City and the City of St. Louis, each at 1%. Residents pay on all their wages, wherever they work. People who live elsewhere — including in Kansas or St. Louis County — pay on wages for work done inside the city limits, so days worked from home outside the city can be claimed back. Both taxes were renewed by voters in April 2026 for another five years.
The tax is figured on wages after 401(k) contributions and pre-tax benefits, the same amount as box 1 of your W-2. On a $75,000 salary it costs $750 a year, about $29 a paycheck. Choose the city under City tax in the calculator to add it. St. Louis County, Springfield, Columbia and the rest of the state have no earnings tax.
Missouri rules that change your take-home pay
- Married couples are taxed one spouse at a time. On a combined return Missouri splits taxable income between spouses by each one’s share of income and runs each share through the rate chart. The calculator assumes one paycheck earner; if both of you work, your combined Missouri tax is slightly lower than shown — at most about $181.
- Brackets move with inflation. Missouri indexes its brackets each year, which is why the 4.7% rate starts at $9,436 in 2026.
- Overtime and tips are taxed normally. The federal overtime and tips deductions come after federal AGI, where Missouri starts, and Missouri has not added its own, so overtime and tips stay taxable for Missouri in this calculator.
- Itemizing is not modelled. If you itemize on your federal return, Missouri uses your itemized deductions instead of the standard deduction; the calculator uses the standard deduction.
Why your real paycheck can differ
Missouri withholding tables use the rate chart and standard deduction but not the federal income tax deduction, so your employer usually withholds a little more Missouri tax than you finally owe, and the difference comes back as a refund. Extra withholding on Form MO W-4, a second job, or pre-tax benefits you did not enter will also make each check differ from this estimate.
2027 Missouri paycheck
Switch the tax year to 2027 to use the new federal brackets, standard deduction and Social Security wage base. Missouri publishes the next year’s rate chart late in the year. Until they are out, the Missouri lines use 2026 figures and the calculator says so above the breakdown. We update the page the day the official numbers are published — see the data changelog.